5 Miami AI Startups for Claims, Freight and Supply Chains

Five Miami AI startups chosen for a Florida accelerator are building tools for insurance claims, freight, wage access, procurement and XR training.

Five Miami AI startups from a Florida Council of 100 accelerator: Wamy Ai, Movik, PayFlex, Supply Veins and ARSOFT US. Each says what it builds, in its own words. #AmbitionAccelerated #MiamiTech #Insurtech #Fintech

Five Miami AI startups are working on problems most people never see. They cover insurance claims, trucking back offices, paycheck timing, procurement and training.

All five joined Ambition Accelerated, per Ambition Accelerated’s Gold Coast Tech page. It is a Florida Council of 100 program.

Every description below comes from the program or the company. MAIN has not independently verified the figures.

MAIN has profiled five Miami fintech AI firms rewiring how money moves. These five are newer names.

Wamy Ai: Can AI Read the Law Behind a Claim?

Wamy Ai is an AI claim analyst for property and casualty insurance. Edgar Harutyunyan is the founder.

Most claims software treats a claim as a static pile of documents, the company says. Wamy treats it as a live state.

Every new document, payment, deadline or legal action triggers a fresh analysis of coverage, damages, exposure and next steps.

Underneath sits a statutory engine built from insurance laws in all 50 states. It maps each claim’s facts and dates to the rules and deadlines that apply.

That way, Wamy says, the legal analysis never relies on a language model’s memory.

Wamy’s site compares 15 to 20 hours of manual review per claim file with 3 to 10 minutes for its analyst.

It handles property, auto and workers’ compensation claims, the site says.

Movik: An Operating System for Trucking

Movik calls itself the operating system for trucking. Tomas Shuk founded it.

Movik’s site says the platform is free to use, with same-day financing when carriers want it.

Products include advances against a rate confirmation, invoicing and collections, broker credit checks and a bilingual route planner.

AI shows up at the start of a load. Upload a rate confirmation and the broker, lane, dates and amount come back filled in, the site says.

The program’s description adds an AI copilot that tracks documents such as bills of lading and watches cash flow.

Healthcare and insurance products are listed as coming, and a dispatcher system is in private testing.

PayFlex: Wage Access Before Payday

PayFlex gives employees access to wages they have already earned. There is no interest or fees, and employers pay a subscription.

Fausto Friedrich founded it in Uruguay. It now serves frontline workers in the US, starting with the Hispanic workforce.

The company says it reaches more than 15,000 workers across more than 35 companies. It reports operations and customers in Texas and Florida.

Employees reach their pay through WhatsApp, iMessage or a mobile app, the company says. It calls itself the first earned wage access platform to put an AI agent in messaging.

That is a company claim. The same page lists psychology and nutrition coverage, 400-plus merchant discounts and financial education.

PayFlex says it operates under regulatory frameworks in Uruguay and the US, including Florida and Texas.

Supply Veins: Intelligence for Hardware Supply Chains

Supply Veins builds an AI-native operating system that turns supplier emails into procurement actions. Charles Masters Rodriguez is the founder.

Purchasing teams manage hundreds of suppliers across email, spreadsheets and ERP systems, the company says. Supply Veins automates follow-ups and tracks purchase orders in real time.

The company calls itself “the AI-native intelligence layer for companies scaling physical products from prototype to production.”

It says it uses AI to connect the data, tools and communications already in use. The aim is to surface risk and speed decisions.

It targets dual-use manufacturing teams. The company claims users save four hours a day and cut unnecessary order defects by 30%.

It also says the product prepares customers for Executive Order 14415, which covers defense supply chains.

MAIN has followed Miami’s rise as a defense tech hub, and this startup sits in that track.

ARSOFT US: XR Training With AI Built In

ARSOFT US calls itself an AI, mixed reality and extended reality company established in South Florida. Aidan DeLellis leads it.

It says it is headquartered in West Palm Beach and works within Miami’s innovation ecosystem. The program lists it in Miami.

Its Spanish parent has 13 years of commercial work. It names the Spanish Army, the Spanish National Police, Navantia and Renfe as partners.

EyeFlow is a no-code tool for authoring 3D training. EyeInspection guides field work with AR, using AI and computer vision.

LAIA XR uses AI to convert medical imaging into interactive 3D models for surgical planning, the company says.

ARSOFT US’s site says it presented AI-enabled XR solutions at the fiu.edu/news-events/hsc/agenda/">11th Annual Hemispheric Security Conference. FIU hosted that conference in Miami in May.

Participants in the program get access to eMerge Americas’ invitation-only Miami AI Summit, the Council’s application release says.

MAIN reported that Miami startups raised $400M in Q3 2026.

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