Miami Weighs AI Help Against AI Authority

A UM Law professor, a Miami car marketplace and Miami Dade College each drew a line between AI that helps and AI that decides.

•October 16, 2026
Miami Weighs AI Help Against AI Authority AI Investment

A University of Miami law professor, duPont REGISTRY Group and Miami Dade College each weighed how much authority AI should have, from AI washing to automated cash offers to cybersecurity judgment. #MiamiLaw #duPontREGISTRY #MiamiDadeCollege #Cybersecurity

Who decides when AI is allowed to decide? Three Miami institutions faced that question this month.

A law professor, a car marketplace and a college president each landed in a different place. The thread is AI authority.

Where Does AI Help and Where Does It Decide?

University of Miami School of Law professor George Georgiev took the question abroad in September. He presented on AI in financial markets in São Paulo on Sept. 16 and at Argentina’s central bank on Sept. 18, the University of Miami reported.

Each seminar drew more than 100 government officials and market participants. Georgiev chairs the SEC’s Investor Advisory Committee.

“One distinction I emphasized is between using AI to support a decision and giving it the authority to make that decision.” The oversight needed, he said, “can be quite different.”

Agents that take actions are among the hardest regulatory issues, he said. The question is who is responsible when a system exceeds its instructions.

Investors face a second test, which he calls AI washing. “Investors need to distinguish a real business capability from a marketing claim.”

The SEC has already brought cases over misleading claims about AI use, Georgiev noted.

He also warned about the money behind AI. Banks, private lenders, insurers and pension funds are helping finance data centers and computing capacity.

So potential losses are not confined to people who buy AI stocks on purpose. “In other words, investors can be less diversified than they appear.”

He pointed to circular financing too. A technology company invests in an AI developer, which then buys computing services from that same company.

Georgiev’s work is part of a larger local effort. MAIN has covered Miami Law faculty writing AI’s rulebook.

A Miami Car Marketplace Lets AI Make the Offer

duPont REGISTRY Group announced dRew on Thursday, a Miami dateline on the Business Wire release. The group describes dRew as an AI concierge in beta for buying and selling luxury and exotic cars.

Buyers type requests such as “Show me all red Ferrari SF90s under 5,000 miles.” Sellers give a VIN, details and condition, then receive “a competitive cash offer.”

The system handles the initial evaluation and guides sellers through the transaction, the company says. That puts dRew on the deciding side of Georgiev’s line.

The release does not say who funds the offers or whether a person reviews them.

The company says dRew removes the pain points of listing, negotiating and vetting buyers. It compares the search to working with a personal automotive broker.

The company calls itself the leading AI-powered platform for the high-end automotive lifestyle. That label is its own. It also cites more than 40 years in business and more than 120 events.

Who Checks the Machine?

Miami Dade College President Madeline Pumariega took the question to cybersecurity. She wrote in Community Newspapers that AI helps defenders and criminals alike.

“An AI system may flag unusual activity, but someone must determine whether it signals an attack.”

An automated response may contain a threat but also shut down an essential service. Someone must weigh that, she wrote.

“The more capable our technology becomes, the more consequential those human responsibilities become.”

She also wants employers to help. Internships, realistic training and steady contact with faculty are on her list.

Working adults, veterans and first-generation students bring experience the field needs, she added. Certificates and degrees give them several entry points.

MDC’s credentials back the argument, she wrote. The National Security Agency designates it a National Center of Academic Excellence in Cyber Defense.

It is the first college in Florida with both associate and bachelor’s degrees in cybersecurity. Students at its Cybersecurity Center of the Americas use a Cyber Range to respond to simulated attacks.

MAIN covered Miami Dade College putting AI students on company projects. Its AI Elite Talent Hub started its first cohort on Aug. 24.

The three stories share one question. Where AI moves from helping to deciding, someone has to own the result.

Sources:

  1. University of Miami News: Professor George Georgiev addresses AI in financial markets with senior regulators in Brazil and Argentina (Oct. 2026)
  2. Business Wire: duPont REGISTRY Group Unveils dRew, a New AI Tool to Buy and Sell Your Next Luxury and Exotic Car (Oct. 15, 2026)
  3. Community Newspapers: In an AI World, Cybersecurity Requires Human Judgment (Madeline Pumariega)
  4. MAIN: Miami Law faculty are writing AI’s rulebook (Sept. 23, 2026)
  5. MAIN: Miami Dade College puts AI students on company projects (Sept. 30, 2026)